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Baccarat

Game Objective

In Baccarat you make a wager that either the Player's hand will win, the Banker's hand will win, or that the game will result in a tie.

The object of baccarat is to predict which hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and aces count as one. To participate in the game, place your wager on the Banker's hand, on the Player's hand, or on a tie. Then the Player and the Banker are each dealt a two-card hand. Following standard baccarat rules (shown below), a third card is dealt to the Player and/or the Banker.

The players place a wager on either the Bank's hand or the Player's hand. The winning hand is the one with the point total closest to nine after all the cards are dealt. You can also choose to place your bet on a tie, when both hands have equal point values. If the game does result in a tie, a wager for the Banker or the Player is returned. All winning wagers for the Banker and the Player pay even money. However, if you win by betting on the Banker, the bank receives 5% commission. If you correctly wager that the two hands will tie, your payoff is 8 to 1.

Rules summarizing when a third card is to be drawn

  1. If either the Player or the Banker have a total of 8 or 9 on the first two cards, no further cards are drawn.
  2. If the Players total is less than or equal to 5 the Player's hand draws a third card.
  3. If the Player does not draw a third card, then the Banker's hand stands on 6 or more and takes a third card on a total of 5 or less. If the Player does take a third card then the rules below will determine if the bank takes a third card.
    • If the Bank's total is 2 or less then Bank draws a card, regardless of what the Player's third card is.
    • If the Bank's total is 3 then the Bank draws a third card unless the Player's third card was an 8.
    • If the Bank's total is 4 then the Bank draws a third card unless the Player's third card was a 0,1,8,or 9.
    • If the Bank's total is 5 then the Bank draws a third card if the Player's third card was 4,5,6,or 7.
    • If the Bank's total is 6 then the Bank draws a third card if the Player's third card was a 6 or 7.
    • If the Bank's total is 7 then the Bank stands.

Player

Point Value of First Two Cards
0-1-2-3-4-5 Draws a card
6-7 Stands
8-9 Banker cannot draw


Banker

Point Value of First Two Cards Draws when the player's third card is: Does not draw when the player's third card is:
0-1-2 Always draws a card --
3 0-1-2-3-4-5-6-7-9 8
4 2-3-4-5-6-7 0-1-8-9
5 4-5-6-7 0-1-2-3-8-9
6 6-7 0-1-2-3-4-5-8-9
7 Always stands --
8-9 Player cannot draw Player cannot draw


How to play baccarat in the online casino:

  • Select the chip denomination required.
  • Click the appropriate area to lay the chips on to the table area. Place your choice of bets; i.e. Banker, Player, Tie bets.
  • After placing bets click on "Deal". Two cards for the player and two cards for the dealer will be dealt. Depending upon the above given rules, the third card would be dealt.
  • Depending on the placement of your bets you would win or lose.

Payoff Table

 
Bets on Win amount
Banker Even amount less 5% commission
Player Even amount
Tie bets 8 to 1

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